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What Is a Personal Injury Claim? Personal injury claims are filed by people who have suffered emotional or physical harm as a result of the negligence of someone else. The victim may be awarded compensation for the various damages, including medical bills and pain and suffering and lost wages. Other expenses might include travel costs to appointments, home modifications, and care costs for permanent disabilities or impairments. Some victims may also be able to claim special damages for mental distress. Damages Personal injury claims seek to recover compensation for the damages the victim suffers due to negligence of an individual or another. Victims are entitled to compensation for economic and other losses. The amount of compensation awarded will depend on the severity of an accident as well as the type of injuries suffered. Compensation may include expenses like medical treatment and loss of earnings, and can also cover the cost of suffering and pain, physical impairment, and emotional distress. Punitive damages are possible in the case of extreme negligence. In a personal injury claim, compensation is divided into two categories namely general damages and special damages. Expenses and financial losses incurred are referred to as special damages and are usually quantifiable in actual dollar amounts. Keep meticulous records of any expenses or losses in order to maximize the amount reimbursed by special damages. Future damages aren't always easy to estimate, as they are dependent on the extent of the injury as well as its long-term effects. Our lawyers will collaborate with medical experts to determine the estimated cost for ongoing treatment, travel expenses to and from appointments and any equipment or modifications that may be needed due to permanent disabilities. General damages are often more subjective and may include compensation for the victim's pain and suffering related to an accident. This includes the cost of discomfort and pain in the past, and future pain and suffering dependent on the severity of the injury. This is the reason it's essential to have a skilled attorney representing you, as they will know how to value your claim for suffering and pain, and will provide accurate estimates based upon the specifics of your case. Other damages that are general in nature include emotional distress loss of companionship, emotional distress and loss of enjoyment. Loss of enjoyment damages compensate a person for the negative effect an injury has on their ability to engage in activities they previously enjoyed. Portland injury lawyer You Tube of companionship or emotional distress is more difficult to quantify. However, our lawyers have a wealth of experience in helping victims obtain the right amount of compensation for these damages. Medical bills Medical expenses can constitute a large part of a personal injury settlement particularly when the victim has sustained serious injuries. If the person who suffered an injury does not have an existing insurance policy that covers them, such as car insurance or health insurance policy, they will be responsible for the medical expenses which were part of the settlement for personal injuries. Medical-related damages can include hospital visits, surgeries and physical therapy. They also cover medications and home care. Additionally, an accident victim can also claim the cost of future medical expenses that are anticipated to result from their injuries. These can include future surgeries, rehabilitation treatments, or the need for long-term medication. It is important that accident victims remain current on their treatment and communicate with their medical professionals. This will help them prove that their suffering is worth a dollar. Additionally, keeping up-to-date with treatments can help a victim of an accident get better sooner, which is important in proving the validity of their claim for pain and suffering. In some instances, the medical bills can be so large that they exceed a plaintiff's overall settlement. A lien reduction attorney can help negotiate the outstanding medical charges so that the victim can get more money. Non-economic losses can be as significant as the amount of medical bills for an injured person. These damages can be emotional distress and loss of enjoyment. These damages are difficult to quantify, but they could be compensated. When pursuing a claim for personal injury, it is crucial to work closely with an injury lawyer to ensure that all of your losses are considered. Suffering and pain A personal injury claim is a way to recover damages related to the physical pain and mental anguish. Other damages, like the loss of enjoyment of living, can be included. Pain and suffering is one of the most subjective types of damages and can be difficult to quantify and prove. However, it is an important component of an injury claim. In the majority of personal injury cases the plaintiff can seek both non-economic and economic compensation damage. The first is tangible losses like medical expenses and lost wages. These include things like suffering and suffering, loss of consortium, inconvenience, out-of-pocket costs and other losses that aren't directly financial. Damages for mental and physical pain are referred to as non-economic damage and are often referred to as “pain and suffering.” They are not proven by receipts and don't have a specific dollar amount that is attached to them. Therefore, it is left to the jury determine what a fair award would be. A judge is often unwilling to alter the jury's pain and suffering award. A jury or judge can use several methods to calculate the value for pain and suffering. The multiplier method involves multiplying the actual damages by a certain amount based on the severity of the injuries. The per diem method assigns a dollar amount to each day of recovery until they reach their maximum medical recovery. Whether you are using the multiplier or per-diem method, it is essential to provide as much documentation and evidence for your claim as you are able to. Included in this are medical records, photographs and witness testimony. Additionally you should keep a diary detailing your injuries and how they have affected your life. This will aid in remembering the details of your case in the event that you are required to testify at depositions or in court. If you're unable to reach an agreement with your insurance company, you could have to go to court to settle your case. You can engage an New York attorney to handle your case for you. An experienced lawyer will help you maximize your amount of compensation for pain and suffering. Loss of wages Loss of wages can make up a large part of the compensation injured victims receive from their personal injury claims. These are the wages they could have earned if they hadn't been forced to miss work because of their injuries. These losses are usually temporary and recoverable. In certain cases, they may be irreparable or permanent. Most people can calculate their lost wages by multiplying their salary by the number of weeks or days they were off work. For instance, let's say you normally make $25 per hour ($1,000 per week) and you were injured in a car accident that prevented you from going to work for four weeks. In this instance your loss in earnings would be $4,000. Personal injury cases can become more complicated depending on the severity and nature of the injury. If you are permanently disabled and cannot return to work, you could be entitled to damages which include your future loss of earnings as well as your promotion potential. In these cases the proof of your loss in earning potential is as simple as proving that you were able to accept jobs in the past with the amount you could have earned. You may also be required to provide additional documents to prove you lost wages. You might need to submit a letter from your employer verifying your lost wages, as well as tax records, profit and loss statements invoices, receipts and invoices bank statements for business, or any correspondence that is related to finance. Bonuses and commissions could be included in the calculation of your lost wages. In certain cases it is possible that the insurance company may be able to cover your wages lost as a part of your no fault claim or settlement agreement. If this is the scenario, you do not be required to file a personal injury lawsuit in addition to your no-fault claim. Get in touch with a seasoned personal injury lawyer if you were injured in a car accident or other injury in New York. This will allow you to avoid the burden of the legal system and ensure you get compensation for medical bills and lost income, as well as suffering and other expenses.